Collaborative Financial Consultation Process

Each step is shaped to ensure your priorities guide decision-making and spending, placing value alignment at the heart of budgeting advice.

Supportive Collaboration

Guidance adapted to your needs with open dialogue and ongoing feedback.

Structured Flexibility

Stay in control as budgeting tools evolve alongside your goals and experiences.

Meet the Advisory Team

Our team combines local experience with a consultative personal approach.

Eleanor Watts

Eleanor Watts

Lead Financial Advisor

Bachelor of Commerce University of Sydney

Personal budgeting

SavvyFinance Group

Certifications:

Registered Financial Practitioner Advanced Budgeting Certificate

Methodologies:

Zero-based allocation review Lifestyle needs assessment Analytical consultations Personalised recommendation Ongoing plan evaluation

Key skills:

Empathetic listening Analytical review Process facilitation Ethical guidance

Driven by a belief in practical, human-centred advice, Eleanor brings over a decade of advisory experience and an understanding of individual challenges.

Jason Barrett

Jason Barrett

Senior Advisor

Diploma in Financial Services Griffith University

Resource allocation focus

Metro Advisory

Certifications:

Authorised Budget Analyst Financial Guidance Certificate

Methodologies:

Needs-based assessment Custom reporting Zero-based process Analytical framework Plan recalibration

Key skills:

Client engagement Detailed review Strategic thinking Adaptive advice

Jason’s consultative process blends detailed analysis with real-world application, making budgeting far more approachable for clients of all backgrounds.

Priya Shah

Priya Shah

Client Relationship Manager

Bachelor of Business Monash University

Client guidance

Unity Assist

Certifications:

Client Services Certificate Workplace Communication Diploma

Methodologies:

Relationship building Personal context analysis Progress check-ins Customised support Feedback facilitation

Key skills:

Clear communication Supportive follow-up Detail orientation Process tracking

Priya supports each client through attentive follow-up, focusing on clarity, accountability, and confidence as budgets evolve and priorities shift.

Miguel Gonzales

Miguel Gonzales

Process Improvement Specialist

Masters of Business Administration Macquarie University

Process optimisation

Apex Solutions

Certifications:

Certified Process Analyst Australian Service Excellence

Methodologies:

Workflow analysis Continuous improvement Efficiency review Client feedback loops Adaptation support

Key skills:

System refinement Process documentation Client-centric focus Quality assurance

Miguel enhances service quality by refining advisory workflows, ensuring each consultation remains efficient and tailored to client preferences.

Step-by-Step Planning Approach

Eleanor Watts

Eleanor Watts

Lead Financial Advisor

"Every individual deserves a financial plan that mirrors their values. Our zero-based approach means every consultation begins and ends with your own priorities and circumstances, not generic solutions."

1

Week One

Initial Consultation

Begin with a detailed conversation to map your income, commitments, and key values. Establish a collaborative foundation for effective planning.

2

Week Two

Current Assessment

We work together to categorise expenses, discuss challenges, and clarify opportunities for more value-driven decisions.

3

Week Three

Personal Review

Reflect on progress as you start to implement practical changes, adjusting the plan for flexibility and unforeseen shifts.

4

Ongoing

Follow-Up and Refinement

Regular touchpoints ensure continued alignment with your priorities, adapting your approach as circumstances and ambitions evolve.

Comparing Budgeting Approaches

Features Zero-Based Traditional Percentage-Based
Direct alignment with core values Yes No Partial
Expense reviews every month Yes No No
Flexible adaptation to lifestyle change Yes Partial Yes
Individualised recommendations Yes No Partial